Privacy Policy
This Privacy Policy outlines our policies and procedures regarding the collection, utilization, and disclosure of your information in relation to your use of the Service. Additionally, it informs you about your privacy rights and how the law safeguards your interests.
We utilize your personal data to deliver and enhance the Service. By using our Services, you consent to the collection and use of information as described in this Privacy Policy.
Interpretation and Definitions:
Interpretation
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Definitions
For purposes of this Privacy Policy:
- Account means a unique account created for You to access Our Service or parts of Our Service.
- Affiliate means an entity that owns, controls or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities that directors or other management Entitled to vote for the election of the authority.
- Company (referred to in this Agreement as "the Company", "we", "Us" or "our") refers to the "LIC Agent".
- Cookies are small files that are placed on your computer, mobile device or other device by a website, which contain details of your browsing history and various uses of that website.
- Country refers to: Uttar Pradesh, India
- Device means any device that can access the Service such as a computer, cellphone or digital tablet.
- Personal Data is any information that relates to an identified or identifiable individual.
- Service refers to the Website.
- Service Provider means any natural or legal person who processes data on behalf of the Company. This refers to third-party companies or individuals employed by the Company to facilitate the Service, provide the Service on behalf of the Company, perform services related to the Service, or assist the Company in analyzing how the Service is used.
- Third-Party Social Media Service refers to any website or any social network website through which a User may log in or create an account in order to use the Service.
- Usage Data refers to automatically collected data, either resulting from use of the Service or from the Service infrastructure itself (for example, duration of page visits).
- Website refers to the "LIC Agent", which can be accessed from https://licagenteng.blogspot.com/.
- You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
Collection and Use of Your Personal Data:
Types of Data Collected
Personal Data:
When using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally Identifiable Information may include, but is not limited to, the following:
- Email Address
- Name
- Phone Number
- Address, State, Province, Zip/Postal Code, City
- Usage Data
Usage Data:
Usage Data is automatically collected when using the Service.
Usage Data may include information such as your device's Internet Protocol address (such as an IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device Can Identifiers and other diagnostic data.
When you access the Service from or through a mobile device, we may automatically collect certain information, including the type of mobile device you use, your mobile device's unique ID, your mobile device This includes, but is not limited to, the IP address of your mobile. operating system, the type of mobile Internet browser you use, unique device identifiers, and other diagnostic data.
We may also collect information that your browser sends when you visit our Service or when you access the Service via a mobile device.
Information from third-party Social Media Services:
The Company may allow you to create an account and log in to use the Service through the following third-party social media services:
If you decide to register or otherwise provide access to us through a Third-Party Social Media Service, we may collect Personal Data that is already associated with your account with the Third-Party Social Media Service , such as your name, your email address, your activities, or your contact list associated with that account.
You may also have the option of sharing additional information with the Company through your third-party social media service account. If you choose to provide such information and personal data during registration or otherwise, you are giving the Company permission to use, share and store it in a manner consistent with this Privacy Policy.
Tracking Technologies and Cookies:
We may use cookies and similar tracking technologies to track activity on our Service and store certain information. The tracking technologies used to collect and track information and to improve and analyze our Service are beacons, tags, and scripts. Technologies we use may include:
- Cookies or Browser Cookies. A cookie is a small file placed on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some parts of our Service. Our Service may use cookies unless you have adjusted your browser setting to decline cookies.
- Web Beacon. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also known as clear gifs, pixel tags and single-pixel gifs) that allow the Company to, for example, To count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).
Cookies can be "Permanent" or "Session" cookies. Persistent cookies remain on your personal computer or mobile device when you are offline, while session cookies are deleted as soon as you close your web browser. You can take help of internet to know more about cookies.
We may use both session and persistent cookies for the following Purposes:
- Necessary/Necessary Cookies
Type: Session Cookies
Administered By: We
Purpose: These cookies are necessary to provide you with the services available through the website and to enable you to use some of its features. They help authenticate users and prevent fraudulent use of user accounts. Without these cookies, the services you have requested cannot be provided, and we use these cookies only to provide those services to you. - Cookies Policy / Notice Acceptance Cookies
Type: Permanent Cookies
Administered By: We
Purpose: These cookies identify whether users have accepted the use of cookies on the website. - Functionality Cookies
Type: Permanent Cookies
Administered By: We
Purpose: These cookies allow us to remember choices you make when using the Website, such as remembering your login details or language preference. The purpose of these cookies is to provide you with a more personalized experience and to save you from having to re-enter your preferences every time you use the website.
For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.
Use of Your Personal Data:
The Company may use personal data for the following purposes:
- Providing and maintaining our Service, including monitoring the use of our Service.
- To Manage Your Account: To manage your registration as a user of the Service. The Personal Data provided by you may provide you access to various functionalities of the Service that are available to you as a registered user.
- For Contract Execution: the development, fulfillment and undertaking of purchase contracts for products, goods or services purchased by you or any other contract with us through the Service.
- To Contact You: To contact you by email, telephone call, SMS, or other equivalent forms of electronic communication, such as in connection with updates or informational communications regarding functionalities, products or contracted services, including security updates. , push notifications, when necessary or appropriate for their implementation.
- To provide you with news, special offers and general information about other goods, services and events that we provide that are similar to goods that you have already purchased or inquired about unless you have provided such Have not opted in to receive information.
- To Handle Your Requests: To attend and manage your requests for us.
- For Business Transfers: We may use your information to evaluate or conduct a merger, divestiture, reorganization, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as part of a liquidation be in the form of going concern or bankruptcy. or similar processing, in which the personal data we hold about our service users is one of the transferred assets.
- For Other Purposes: We may use your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns, and improving our service, products, services, marketing and To evaluate and improve your experience.
We may share your personal information in the following situations:
- With Service Providers: We may share your personal information with service providers to monitor and analyze your use of our service, to contact you.
- For Business Transfers: We may share or transfer your personal information in connection with or negotiating a merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
- With Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include our parent company and any other subsidiaries, joint venture partners or other companies that we control or that are under common control with us.
- With Business Partners: We may share your information with our business partners in order to provide you with certain products, services or promotions.
- With other Users: When you share personal information or interact with other users in public areas, such information may be viewable by all users and may be publicly distributed outside. If you interact with other users or register through a third-party social media service, your contacts on the third-party social media service may see your name, profile, picture and details of your activity. Similarly, other users will be able to see details of your activity, communicate with you and view your profile.
- With your consent: We may disclose your personal information for any other purpose with your consent.
Retention of Your Personal Data:
The Company will retain your personal data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your personal data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
The Company will also retain Usage Data for internal analysis purposes. Usage data is generally retained for shorter periods of time, except when this data is used to strengthen the security or improve the functionality of our service, or we may retain this data for longer legally bound to keep.
Transfer of Your Personal Data:
Your information, including personal data, is processed at the Company's operational offices and at any other location where the parties involved in the processing are located. This means that this information may be transferred to – and kept on – computers located outside your state, province, country or other governmental jurisdiction, where data protection laws may differ from your jurisdiction.
Your acceptance of this Privacy Policy and subsequent submission of such information constitutes your consent to that transfer.
The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.
Delete Your Personal Data:
You have the right to request the deletion or assistance of deletion of personal data collected about you.
Our Service may give you the ability to delete certain information about you from within the Service.
You can update, modify or delete your information at any time by signing in to your account, if you have an account, and visiting the Account Settings section that allows you to manage your personal information. You can also contact us to request access to, correct or delete any personal information you have provided to us.
However, please note that we may need to retain certain information when we have a legal obligation or a valid basis for doing so.
Disclosure of Your Personal Data:
Business Transactions:
If the company is involved in a merger, acquisition or asset sale, your personal data may be transferred. We will provide notice before your personal data is transferred and is subject to a separate Privacy Policy.
Law Enforcement:
In certain circumstances, the Company may be required to disclose your personal data if required to do so by law or in response to lawful requests from public authorities (for example a court or government agency).
Other Legal Requirements:
The Company may disclose your Personal Data in the good faith belief that such action is necessary to:
- Comply with a legal obligation
- Protect and defend the rights or property of the company
- Prevent or investigate possible wrongdoing in connection with the Service
- Protect the Personal safety of users of the Service or the Public
- Protect against legal liability
Security of Your Personal Data:
The security of your personal data is important to us, but remember that no method of transmission over the Internet, or any method of electronic storage, is 100% secure. Although we try to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.
Information about Google Analytics and Related Tools:
We use third-party analytics tools, such as Google Analytics, to collect and analyze non-personal information about visitors to our website. These tools help us understand user behavior, enhance user experience, and improve our content and services. The information collected includes but is not limited to:
- Cookies: These tools use cookies, which are small text files stored on your device, to collect standard internet log information and visitor behavior information in an anonymous form.
- Internet Protocol (IP) Addresses: These tools may collect IP addresses, which are numerical labels assigned to each device connected to the internet. They help us understand the geographic location of our visitors but do not provide personal information.
- Browser Information: Information about your browser type, device type, and operating system may be collected. This helps us optimize our website for different devices and browsers.
- Referral Sources: These tools may track how you reached our website, such as through a search engine or a referring website, to better understand our marketing efforts.
- Pages Viewed: We track which pages you visit on our website to analyze content performance and user engagement.
- Time Spent: These tools record the amount of time you spend on our website to help us gauge the effectiveness of our content.
How We Use Analytics Data:
The data collected through these tools is used for analytical and statistical purposes, including but not limited to:
- Understanding user preferences and behavior to improve our website's usability and content.
- Evaluating the effectiveness of our marketing efforts and website performance.
- Identifying trends and patterns to make informed decisions about content creation and user experience enhancements.
Opt-Out and Privacy Controls:
You can choose to disable or block cookies in your browser settings. This may, however, impact your ability to use certain features of our website. You can also opt-out of Google Analytics tracking by using the Google Analytics Opt-Out Browser Add-on.
Third-Party Disclosures:
We may share non-personal, aggregated, or anonymized data collected through these tools with third parties for the purposes of analysis, marketing, or improving user experience.
Communication Based on Collected Information:
We may use the information you provide on our website to communicate with you through email and mobile messages. By submitting your information, you consent to receiving communications from us that may include, but are not limited to, newsletters, updates, promotional materials, and important announcements.
Our Approach:
At "LIC Agent", we value your engagement with our content and services. Our communication efforts are designed to provide you with relevant and valuable information tailored to your interests and preferences. We adhere to responsible communication practices and respect your choices regarding the type and frequency of communications you receive from us.
Opt-Out Options:
We understand that your preferences may change over time. If you wish to discontinue receiving communications from us, you can easily opt-out by following the instructions provided in the communication or by contacting us directly. We will promptly honor your preferences and update our communication strategies accordingly.
Contact Us:
If you have any questions or concerns about our communication practices or wish to update your communication preferences, please reach out to us at rawfla.01@gmail.com
Advertisement Display on Our Website:
Our website may display advertisements through platforms like Google AdSense or other third-party advertising networks. These advertisements may be tailored to your interests and preferences based on your interactions with our website and other online activities.
Ad Serving Technologies:
These advertising platforms use technologies such as cookies and web beacons to collect non-personal information about your browsing behavior. This information is used to serve relevant ads and to improve the effectiveness of ad campaigns.
Third-Party Advertisers:
Third-party advertisers, including Google AdSense, may use cookies to display ads on our website. These cookies enable them to serve ads based on your visit to our site and other sites on the internet.
Your Choices:
You can manage your ad preferences and opt-out of certain ad targeting through the settings provided by the advertising platforms. Additionally, you can adjust your browser settings to control or block cookies.
Our Commitment:
We strive to ensure that the advertisements displayed on our website are relevant and non-intrusive. Our goal is to enhance your browsing experience while also supporting the content and services we provide.
Third-Party Websites:
Please note that the privacy policies of third-party advertisers apply to their advertisements. We recommend reviewing their respective privacy policies to understand their data collection and usage practices.
Contact Us:
If you have any questions or concerns about advertisements displayed on our website, please contact us at rawfla.01@gmail.com.
CCPA and CPRA Compliance:
Our commitment to privacy includes compliance with the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). This section outlines your rights under these acts and how we handle your personal information in accordance with CCPA and CPRA regulations.
Your Rights Under CCPA and CPRA:
- Right to Know: You have the right to know what personal information we collect, use, disclose, and sell about you.
- Right to Delete: You have the right to request the deletion of your personal information that we have collected or maintained.
- Right to Opt-Out: You have the right to opt-out of the sale of your personal information.
- Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA and CPRA rights, including denying services, providing different prices or rates, or imposing penalties.
Categories of Personal Information Collected:
We may collect the following categories of personal information as defined by CCPA and CPRA:
- Identifiers such as name, email address, and phone number.
- Commercial information such as transaction records and purchase history.
- Internet or other electronic network activity information, including browsing history and interactions with our website.
- Geolocation data.
- Inferences drawn from the above information to create a profile about your preferences.
How to Exercise Your Rights:
To exercise your CCPA and CPRA rights or to obtain more information, please contact us using the contact details provided below.
Authorized Agent:
You can designate an authorized agent to make requests on your behalf. We may require verification of the agent's identity and authorization.
Contact Us:
If you have any questions, concerns, or wish to exercise your CCPA and CPRA rights, please contact us at rawfla.01@gmail.com.
GDPR Compliance:
We are committed to protecting your data and respecting your privacy rights under the General Data Protection Regulation (GDPR). This section outlines your rights under GDPR and how we handle your personal information in accordance with GDPR regulations.
Your Rights Under GDPR:
- Right to Access: You have the right to request access to the personal data we hold about you.
- Right to Rectification: You have the right to request correction of inaccurate personal data.
- Right to Erasure: You have the right to request erasure of your personal data under certain circumstances.
- Right to Restriction of Processing: You have the right to request the restriction of processing of your personal data under certain circumstances.
- Right to Data Portability: You have the right to receive your personal data in a structured, commonly used, and machine-readable format, and to transmit that data to another controller.
- Right to Object: You have the right to object to the processing of your personal data under certain circumstances, including direct marketing.
- Right not to be Subject to Automated Decision-Making: You have the right not to be subject to decisions based solely on automated processing, including profiling, that have legal effects concerning you or similarly significantly affect you.
Legal Basis for Processing:
We process your personal data based on one or more lawful grounds as outlined in GDPR, including your consent, the necessity of processing for the performance of a contract, compliance with a legal obligation, protection of vital interests, tasks carried out in the public interest or in the exercise of official authority, and legitimate interests pursued by us or a third party.
International Data Transfers:
If we transfer your personal data to a location outside the European Economic Area (EEA), we ensure that appropriate safeguards are in place as required by GDPR.
Data Retention:
We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, including any legal or reporting requirements.
Contact Us:
If you have any questions, concerns, or wish to exercise your GDPR rights, please contact us at rawfla.01@gmail.com.
CalOPPA Compliance
We are committed to ensuring your privacy and complying with the California Online Privacy Protection Act (CalOPPA). This section outlines the provisions of CalOPPA and how we address your privacy rights in accordance with CalOPPA regulations.
Your Privacy Rights Under CalOPPA:
CalOPPA requires website operators to provide a clear privacy policy that outlines how personal information is collected, used, and disclosed. Additionally, it requires the inclusion of a conspicuous "Do Not Track" disclosure.
Personal Information Collection:
We may collect certain types of personal information as outlined in our privacy policy. Please refer to the "Information We Collect" section for details on the types of information collected.
Do Not Track Disclosures:
At this time, our website does not respond to "Do Not Track" signals from web browsers. However, you have the option to manage your cookie preferences and tracking settings through your browser settings.
Children's Online Privacy Protection Act (COPPA) Compliance:
Our website is not directed towards children under the age of 13. We do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will take appropriate action to remove such information.
Contact Us:
If you have any questions, concerns, or wish to exercise your privacy rights under CalOPPA, please contact us at rawfla.01@gmail.com.
Children's Privacy:
Our Service does not address anyone under the age of 13. We do not knowingly collect Personal Identifiable Information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please get in touch. If we learn that we have collected personal data from anyone under the age of 13 without verification of parental consent, we take steps to delete that information from our servers.
If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.
Links to Other Websites:
Our Service may contain links to other websites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the privacy policy of any site you visit.
We have no control over, and accept no responsibility for, the content, privacy policies or practices of any third party sites or services.
Changes to this Privacy Policy:
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
You are advised to review this Privacy Policy from time to time for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us:
If you have any questions regarding this Privacy Policy, you may contact us at:
- By Email: rawfla.01@gmail.com